A teenager today will make over 35,000 financial decisions by age 30. Yet fewer than one in five receive any formal money education.
Walk into any school and ask students about mitochondria or the Treaty of Versailles. Most can answer. Ask them how a credit score works or why compound interest matters, and you'll see blank faces.
This gap isn't their fault. Financial literacy has been systematically absent from traditional education, leaving young people to learn through expensive mistakes. Credit card debt. Overdraft fees. Investment scams. The lessons come, but they come with interest attached.
We Started Frosty Castle Because We Lived This Gap
Our founding team includes former bankers, teachers, and financial advisers who watched too many capable young adults struggle with basic money decisions. Not because they weren't intelligent, but because nobody taught them the fundamentals.
Based in Bristol, we work with children as young as seven and teenagers preparing for university. Our approach isn't about memorising formulas or reading textbooks. We use games, real-world scenarios, and hands-on budgeting exercises that make abstract concepts tangible.
When a twelve-year-old manages a mock budget and realises how quickly small purchases add up, something clicks. When a teenager negotiates a better deal in our marketplace simulation, they gain confidence that transfers to real life.